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Terms and conditions of participation in Innerspire, Inc. Events, Programs, Services and/or Retreats

Agreement updated on 1-1-2025. This many also be referred to as: The Minimalist CEO™ Coaching & Education (or other service) & Mentor Programs or Programs offered by Innerspire, Inc. An Agreement & Contract By Innerspire, Inc. – An Education & Training Company. It also includes any FlipChicks branded programs, FlipChicks Wealth Academy, FlipChicks QuickStart, FlipChicks REIA and any FlipChicks course, event or program.

This is the Innerspire, Inc, policy for all transactions and is also binding for any party choosing to access or participate in and/or utilize any information that we may have made available for free or for paid products or services or programs of any kind on any social media or website property including any websites or landing pages created by or for Innerspire, Inc. This also applies to any FlipChick Enterprises, LLC programs, products, services or events.

Welcome to our mentoring and training programs and events. We’re excited to offer the opportunity to set goals, reach new heights and break through limitations of normal life and business to achieve peak performance through our training and coaching programs and online courses. Our belief is that if you commit to believing in yourself, do what you say you’re going to do and taking action by doing what you can, where you are with what you have, with a focus on helping others with your business and life endeavors – you’ll be pleased and even amazed by the new momentum and results you can create by taking focused action.

DO YOU COMMIT?

I agree that by engaging in this course, program or activity I am 100% committed and all in to taking full responsibility for and action toward my desired results. I’m willing to be coached and to follow through on my commitments if that is part of the program. I’m all in, not half-way. And, I will operate in integrity… doing what is right, even when nobody is looking… because I’m looking. I’m willing to be creative, dig deep, show up focused and I fully understand that a coach and mentor will share ideas and work to bring out the best from me. That said, I know that the only thing that makes coaching and mentoring work is my commitment and willingness to do whatever it takes, in alignment with my own values to create the results that I’m responsible to create. I understand that this coaching program is a wake-up call. The only thing that needs to work to make this coaching work is my willingness to get tough feedback, hear the truth – even if it hurts and then tap into my genius that can easily get stuck behind fear and circumstances. I won’t ever blame my coach or mentor for not solving the problems of my life or business. It’s my responsibility.

Innerspire, Inc. and FlipChicks Enterprises, LLC will also be considered aka “The Company” and each name may be used interchangeably – The Company can be reached at:

Office phone: 904-385-9017– Office e-mail: [email protected]

All amounts expressed are in U.S. Dollars

By engaging with any transaction or participating with Innerspire, Inc. [aka: the Company] via our website or any payment system or e-commerce shopping-cart, purchase experience and checking off that you agree to these terms in order to make your purchase, you are binding yourself by this agreement. Do not make the payment of any invoice if you do not agree to all of the terms and conditions noted herein and also noted in your invoice’s scope of work and terms.

In order to purchase any products or services at an event, via an invoice directly from Innerspire, Inc. via an invoice or through utilizing any online payment system you must agree to these terms and conditions and also share your name, mailing address, phone, e-mail address and if it applies – your company name. You also agree to guarantee the terms of this agreement personally and professionally.

This Agreement (“Agreement”) is between Innerspire, Inc. (“The Company” or “We” or “Our”) and The name you use to make a purchase via our (Innerspire, Inc.) payment system (You,”” Your” or “I”) – that name is that which is reflected in your enrollment and payment information and is entered into on the date that you initiate this or any transaction via invoice payment and/or registration form in person or online, thus initiating The Company to give you access to any training, educational materials or other services that we provide as The Company. Please note that coach or coaching may be used but may also mean teacher, teaching or other “service provider” without changing the nature, intention, meaning or obligation of the agreement.

In consideration of the fees and services exchanged, the parties agree to the Terms and Conditions Herein:

COACHING (OR OTHER SERVICE) PACKAGES or Services:

Innerspire, Inc provides coaching (or other service), mentoring, training, educational, events and other related services that are detailed and itemized specifically in any transaction during which these terms and conditions are to be presented and agreed to in order to clearly communicate the nature and scope of the deliverables that we are selling and will therefore provide to you (the client) per the terms of this agreement.

If you are purchasing coaching (or other service):

*Your coach or our customer service team will provide a time to schedule any access to products & services and may use scheduling systems or team members to assist you with this process. Please ensure you respond and schedule promptly so you don’t miss it. Clients may expect text and e-mail engagement about upcoming classes and opportunities from time to time to support goals as well.

Payment terms, amounts and timing for coaching (or other service) or other services:

The terms, amounts and timing for payments will be clearly noted in any invoices or order details at the time of placing and order and may also be shared in this agreement in any appendix referenced as “Scope of work”.

PAYMENT SCHEDULE: Payments for any programs from Innerspire, Inc. will be expected to be made in full unless offered or agreed to specifically in another manner via the details of the purchase and/or agreed to in writing by both parties. Terms are not automatically extended and are never agreed to verbally by team members without further solidifying such terms in writing to be agreed on by both parties. Please see scope of work in any appendixes or addendums attached to this agreement for terms (or in separate invoices).

Payments:

You agree to pay Innerspire, Inc. automatically (based on any clearly noted fee schedule at the time of purchase) by adding your credit card to our online payment subscription or payment system or by paying a direct financial transfer via bank wire transfer as specified in your invoice. Innerspire will send (or has already sent or is including this agreement) within an invoice reflective of your selected program and/or service immediately upon your approval to commence the coaching (or other service) program your charges will be collected by our payment systems as per the terms of your purchase at the time of the sale or via the terms of this agreement.

I will make my payments on time as per the terms and conditions as defined during each transaction. By paying any invoice, I am agreeing to the scope, terms and conditions as outlined as presented in the itemized scope and details during the transaction and also as per this agreement.

I will provide the Correct Billing Name, St. Address, City, State, Zip Code…And OTHER relevant INFO as requested during each transaction.

Your checking off that you’ve read this agreement and/or completing any transaction that requires agreement to this “Innerspire Service Agreement” as “terms and conditions” of the transaction authorizes Innerspire, Inc. to charge the credit card you provide and/or to invoice you (the client) or to charge you via our automatic payment system until the Agreement is canceled in writing (and confirmed receipt by Innerspire, Inc.) or is complete and all payments have been made per the agreement.

REFUND/RETURN POLICY: All payments are non-refundable unless a refund or return policy change is specifically agreed to in writing or via the scope or details of the project and on the invoice or scope (see scope of work) at the time an offer is made and paid for and agreed to by both parties during the transaction by making a payment and agreeing to the terms and conditions which is required for any transaction with Innerspire, Inc. Innerspire, Inc. has a standard no returns or refunds allowed policy. No coaching (or other service)/or mentoring-sessions will be provided unless the agreed upon deposits and payments have been made as agreed to in this document and as per the invoice … and any invoice is and always will be considered an addendum to this agreement.

TERMS AND CONDITIONS

1.Nature of the Relationship:

A. Innerspire, Inc. (the Company) Offers educational, coaching (or other service) related services and other types of training and events. These sessions are access to products & services for your planning, education, and motivation. Innerspire, Inc. represents, and by initiating any transaction that requires agreement to this agreement this Agreement, you acknowledge that you understand and agree, that any access to products & services are not psychological counseling, relationship counseling, financial advising, legal advice, estate planning nor any other type of counseling or therapy sessions.

B. In addition, by initiating any transaction that requires agreement to this agreement this Agreement, you acknowledge that Innerspire, Inc. is not a financial advisor nor is it a brokers/dealer. No content provided by either the coaching (or other service) or the coaching (or other service) course materials is intended as financial advice and INNERSPIRE, INC. does not recommend any particular investment.

C. If you feel you need professional counseling or therapy, it is your responsibility to seek the help of a licensed professional. It is Innerspire, Inc.’s intent to keep confidential information shared by Client confidential. Information that cannot be kept confidential because of applicable laws or statues will not be kept confidential.

D. Your coaching (or other service) calls, trainings or course progress may be monitored or recorded as part of our ongoing quality process and training for the coaches and such recordings are not shared outside Innerspire unless approval is granted by both the client and by Innerspire at Innerspire’s sole discretion. If you give approval for The Company verbally during a audio and/or video recorded 1 to 1 session to share the recording or a part of the recording, you agree that such approval releases The Company in full for using such content from any liability, royalties or other damages in any form and into perpetuity. Innerspire does reserve the right to use, share, or promote elements of clips of group training calls in the course library and clips may be used for promotion or free training provided publicly.

2. Cancellation Policy

Although this is a NO QUIT, NO CANCELLATION program, please be aware of our cancellation policy. At Innerspire, Inc. we commit to creating the highest standards in your experience or our services and in doing so incur expenses and opportunity costs. By committing to a coaching (or other service) spot, you are removing the opportunity for your coach (or other service provider) to work with another client during that time. If at such time, you deem it necessary to default on this agreement for your own reasons, please be aware of these terms.

A. Default. If you are paying for your coaching (advising, mentor, or other service) on a monthly payment plan or based on agreed upon payment schedule for your initial payment(s), your account must be current under the terms of this Agreement or the terms as noted in any new transaction’s invoice, scope of work or detailed purchase document within the shopping and transaction experience - before the start of each session. If you do not pay by the agreed-upon dates and have scheduled your coaching (or other service) sessions, then you will be considered to be in default of this Agreement and we will stop the access to products & services until you bring your account current. If after 30 days you do not make your payments to bring your account current, INNERSPIRE, INC. may or may not choose, at its own discretion and at any time to cancel this Agreement and related services.

B. Cancellation Fee. In the event that you decide to cancel this Agreement, in accordance with the terms of this Agreement, you must provide written notice to your assigned Coach (or other service provider) or to Innerspire, Inc. directly and confirm via certified mail, signature required, TRACKED and DATED that they’ve received your written notice, stating the reasons that you have decided to cancel. Regardless of when you cancel, or if by default your Agreement is canceled pursuant to this paragraph, INNERSPIRE, INC. will charge you the equivalent of a minimum of 50% of all the monthly fees due (if there are monthly fees in your agreement) and up to the full fees due for the full term of the coaching (or other service) agreement, unless at the time of cancellation, the coaching (or other service) agreement term is more than 50% complete - then a minimum of the total balance plus 1 full month of the agreed upon monthly coaching (or other service) fee will be charged in full to the client. If you have agreed to a flat fee (example: 90 day or 6-month program for $12,000) for your coaching (or other service)/mentoring program, the full amount of your program’s flat fee will remain due regardless of your decision to pay late or to withhold payment or to not attend access to products & services or to attempt to cancel. And, a monthly late fee of $200 or 3% of your past due balance (whichever is greater) will be added to the total amount due and will accrue each month until the full balance is paid. Any cancellation fee is non-refundable and non-transferable. INNERSPIRE, INC. will also retain the tuition and any fees paid for the access to products & services you have completed. If you paid in full at the start of your Agreement, and cancel prior to the completion of your Agreement, Innerspire, Inc. will retain your payment without refund as considerable effort has been put forth by our company to prepare and deliver your program that you committed to at the outset - and in defaulting you have robbed the spot from another possible client.

C. N/A

D. COMMITMENT TO TAKING ACTION. You agree that you MUST take action with this program and implement what you learn and you must participate in and study the workshops and watch the training materials and videos provided or recommended by your coach and mentor (or other service provider). Taking action in this program is your responsibility and a critical component to your success in your life and business. Please honor commitments and deadlines with your service provider and with Innerspire, Inc and with yourself. Please do what you say you are going to do. This is a pivotal component of your ability to create success in your business and life and your success is solely your (the client’s) responsibility.

E. Coaching/Mentoring Expiration date: You have a 30-day grace period at the end of your contract to complete any remaining approved coaching/mentor sessions approved to be rescheduled by your coach and/or (service provider) if offered and agreed to by your coach or other service provider – unless your scope of work states otherwise during the time of your transaction. If you fail to complete your sessions within this grace period, INNERSPIRE, INC. will cancel any remaining sessions and you will forfeit all remaining sessions and/or tuition paid to INNERSPIRE, INC. and any balances and fees due will remain due as agreed.

F. Inactivity. If your account remains inactive due to non-payment or non-participation for 60 consecutive days INNERSPIRE, INC. reserves the right to terminate your contract at any time and you will forfeit all tuition paid to Innerspire, Inc. Your inactivity does not reduce or remove or change any of your obligations to fees or payments due as outlined in this agreement. Penalties will be the same as default.

3. Transfers, Program Changes, Missed and Rescheduled Sessions

A. You will contact your coach at agreed-upon times, by calling a number or accessing an online application, information which will be provided to you. Or, you may be given the opportunity to attend video/zoom or similar sessions. It is your responsibility to be prepared and to attend while in an environment where you can focus, take notes and gain the full benefit of the session.

B. If you miss your regularly scheduled call for any reason, without giving 24-hour notice, the call will be considered a completed session and will not be replaced by your coach or mentor.

C. If you are late in making your scheduled call or are required to interrupt a session, the coaching (or other service) session will end at its regularly scheduled time (at the coach’s discretion), irrespective of the length of the call, and will be considered a completed session so that your coach and mentor can respect all client’s times and commitments as previously scheduled.

D. Coaching sessions (or other services) are not transferrable at any time to another party other than the individual who purchased the sessions.

4. General Provisions

A. Warranties. You acknowledge that you are not relying upon any warranties, promises, guarantees or representations made by Innerspire, Inc. or anyone acting or claiming to act on behalf of INNERSPIRE, INC. unless it is in writing and made a part of this Agreement. All advertising material and all prior representations or agreements, if any, whether oral or written, are hereby superseded by this Agreement. This Agreement contains the entire understanding and agreement between you and INNERSPIRE, INC. and no addition or modification of any terms shall be effective unless set forth in writing and signed by you and The Company. No sales representative of INNERSPIRE, INC. has the authority to modify the terms of this agreement.

B. Pricing. Invoices in any form that are paid during a transaction, or charged within an online “shopping cart” or purchasing experience, or sent to the client by Innerspire, Inc. via “snail mail” (aka regular mail or shipping) or via e-mail or via text or messenger are considered addendums to this agreement and treated as approved by the client when paid in part or in full.

C. Approval. Your approval and acceptance of this Agreement will be required prior to the commencement of any of the Coaching (or other service or membership) sessions and to pursue any transactions with Innerspire, Inc. If you are signing this agreement after commencement of a coaching program, the terms are binding and retro-active.

D. Attorney’s Fees. If it becomes necessary to enforce this Agreement through legal action, then we shall be entitled to recover reasonable attorney’s fees and costs incurred in such enforcement of this Agreement. This includes any costs of collections from The Company or any 3rd party collections agent or service.

E. Subject to change. Dates and time of group or individual coaching (or similar service) sessions will be determined by Coach/mentor (or service provider or program or course) availability and changes will be communicated via e-mail, text, or during sessions when necessary.

5. Payment Method

The client authorizes INNERSPIRE, INC. to take payment as directed by Client and on file with Innerspire, Inc. If the client chooses to make a payment by direct payment, bank transfer or credit card or similar, regardless of what card they use or if they are or are not authorized by the card owner or spouse, the contracted client will still be responsible to pay or repay the total agreed upon fees in full as noted in this agreement or any addendums to this agreement.

6. Indemnification

You agree to indemnify and hold harmless Innerspire, Inc.. and affiliated companies, their officers, directors, and employees from any and all claims, demands, suits, expenses, costs, attorney fees, judgments or other charges incurred by you as a result of your voluntary choice to participate in these coaching (or other service), training, mentoring sessions or even to participate in discovery calls, free calls, free trainings or otherwise to engage with Innerspire or any of its team members, officers, contractors or sales team members at anytime – whether as a paid or unpaid service. You will not hold INNERSPIRE, INC. or any of its affiliates or assigns responsible or in any manner liable for any actions or adverse results created as a direct or indirect result of advice, coaching (or other service), guidance, selling, consulting, phone calls, strategy calls or help or advice given freely or sold by INNERSPIRE, INC. – regardless of the method used for the communication or whatever form it may take.

7. N/A

8a. Disclaimer

Our vision is to help you bring your biggest dream into reality and to help you have even more success in your life and business. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. Your results are completely up to you, your level of awareness, expertise, the action you take and the service you provide to others. We do NOT guarantee the results of advertising or that sales or leads will happen with your campaign or program or that you will achieve any of the goals financial or otherwise in your life or your business operation and we will not under any circumstances take responsibility for the results that your products create. You must take full responsibility for the products and services you create and deliver and any guarantees you make to your clients, customers or buyers of your products and services – including for those risks, goals or guarantees you take on for yourself or your company. Any testimonials, financial numbers mentioned in emails, phone calls, video calls, or other form of communication - or referenced on any of our web pages, trainings, videos or presentations should not be considered exact, actual or as a promise of potential earnings - all numbers are illustrative only. As I'm sure you understand. That being said, we believe in your potential as a human to step up and achieve even more than you have before meeting and working with Innerspire, Inc. and the resources we provide and we are here to support you in making the changes you want for your life and giving you methods, strategies, and ideas that we believe can help move you in the direction of your dreams and goals.

8b. Limited Liability

In no event will The Company be liable to YOU or any party related to you for any damages, including damages for loss of business profits or other pecuniary loss, whether under a theory of contract, warranty, tort (including negligence) products liability or otherwise, even if The Company has been advised of the possibility of such damages. Limitations herein described shall be applied to the greatest extent enforceable under applicable law. At no time will The Company or any of its third-party contractors or providers be liable for their work on client's project or their advice, guidance or work as it relates to the clients project of any type, product advising, strategy, advice, coaching (or other service) or mentoring, consulting or marketing. At no time will the Company be responsible or liable for a student, client or purchaser of said services for not participating in the program at the time it is offered. At no time will the Company be responsible or liable for any guarantees or promises that the client (our client or customer) makes to their clients or to any other party.

9. Non-Defamation, Disparagement

As we are an information and intellectually driven business, it is imperative that our clients’ take full ownership of their decision to work with us and communicate in a professional and confidential fashion. The Client agrees not to directly or indirectly, in public or in private, deprecate, impugn, or otherwise make any remarks that would tend to or be construed to defame The Company it’s employees, team members, contractors, partners, owners, coaches, mentors or anyone related to delivering the services of The Company to you (the client). Client agrees not to attack, criticize or disparage Innerspire, Inc. or any of its officers, owners, contractors, affiliates or assigns and any of its employees, associates or partners, coaches, mentors, sales team members, or anyone related to Innerspire’s delivery of its services or it’s practices (aka: Associated parties), publicly, or in conversations that could become public or shared in any manner (on public forums, blogs, social networks, etc.) at any time during or subsequent to contract period – including anytime thereafter in perpetuity. Similarly, client agrees not to seek to publish, create SEO visible, searchable or available (search engine optimization) information or browser searchable information or add or write content or posts or create links or content in any form on forums, blogs, community groups or any social media in a way that brings a bad name to the company or any of its employees, associates or partners or anyone mentioned above as Associated parties. In case of breach of this clause, client agrees to take full responsibility for the violation of this clause, publicly and also directly apologize for each violation in a manner that openly retracts the disparaging or similar statement(s) and pay a minimum of $10,000 in compensation for each occurrence for possible damages to the company – even if such damages cannot be precisely quantified or verified.

10. Use of Third Parties

At times The Company accesses, uses or refers training, guidance and even development, design, copywriting and other marketing or creative support from third parties and the client agrees to trust his/her mentor, coach or The Company to offer or recommend services via these third parties. The intention of The Company in accessing, recommending or utilizing these third-party team members or service providers is to help the client reach his or her goals. The client may at any time choose to request that Innerspire, Inc. no longer provide services through any third parties. At such time, The Company is not obligated to contract another service provider for the client for the services. Also, The Company has clear terms that limit liability, and the same terms extend to use of any third party service providers, coaches or even mentors or other services that The Company may choose to enlist for services on behalf of the client.

11. Additional Services or Fees Note

There are no additional services being offered outside of the coaching (or other educational related services) and/or mentoring at this time. If such are offered an invoice and agreement by both parties must be signed by both company and client at that time or such services would be agreed to as per the terms of this agreement via an invoice, shopping cart or online payment experience – with an itemized list of deliverables during the purchase experience. Such services may also be added in detail in any appendix or addendum to this agreement.

12a. Confidentiality

Only authorized users, who have duly attained access to any Programs offered by The Company by personally agreeing to the terms of this Agreement are permitted use and participate with such Programs and/or Projects. Except as expressly authorized by this agreement, YOU shall not provide or make available any Documentation, Video, Audio, or any login member credentials to any third party, or use the Documentation, Video, Audio or any login member credentials to teach any third party, or otherwise disclose information revealed in any portion of the Programs (or Projects) for any purpose other than existing rights expressly granted to you by this Agreement. Parties must notify and gain approval from other party in advance and in writing prior to ANY recording being commenced of videos, chats, onscreen presentations or conversations and related services. One exception to this rule is that YOU agree in advance and understand that all group webinars or group coaching (or other similar free, public, group) calls are recorded and may be redistributed as support or even primary training or case study content by The Company in any of our programs or during any of our events, public or private. You also agree that The Company owns all rights to such audio/video or both recordings and you release The Company from any obligations, liability or expectation of payment of commissions to YOU in the form of royalties or other fees at any time, ever.

12b. Intellectual Property

YOU acknowledge that any Audio and/or Visual Presentations, Documentation, and other elements of The Company’s training programs are the sole Intellectual Property of The Company, under United States copyright, trademark and other intellectual property laws and international treaties. By participating in the same you grant The Company full usage, copyright and permission to use your voice, image or likeness in our training programs or re-presentations at anytime if and when you attend events, webinars or other group recorded training activities. No private one on one trainings with YOU alone will be re-broadcast or shared in any way without YOUR express approval and YOU will not record, share or re-broadcast any recordings of you with your coach in any fashion in perpetuity without express written approval of the Company and YOU are not authorized to record or share recordings in a group setting or 1 on 1 session any recordings of your coaching (or other service)/mentor or advisor without express signed, dated and written approval by that coach or mentor and The Company to do so. YOU further acknowledge and agree that, as between YOU and The Company and its third-party licensors own and shall continue to own all right, title, and interest in and to the Audio and/or Visual Presentations, Documentation, and other elements of the training, online or webinar system, including all associated intellectual property rights under copyright, trade secret, patent, or trademark laws. Except for the limited, revocable license expressly granted to you herein, this agreement does not grant you an ownership or other right or interest in or to the Audio and/or Visual Presentations, Documentation, and other elements of the online training or Webinar system(s), or any other intellectual property, rights of The Company, whether by implication, estoppel, or otherwise. Any and all trademarks or service marks that The Company uses in connection with services rendered by The Company are marks owned by The Company. This Agreement does not grant you any right, license, or interest in such marks, and you shall not assert any right, license, or interest in such marks or any other words or designs that are confusingly similar to such marks. For clarification, every member of this program or any program from The Company who gains access to information, insight or details about another’s business, practices or otherwise gains knowledge or materials or plans or systems or strategies that they wouldn’t otherwise have access to in the public domain agrees they are bound by the same above intellectual property limitations as the company and may not use, share, publicize or in any way represent or copy such items, not limited to those listed outside of the forum of The Company’s training/coaching (or other service) or the private environment in which it is shared without express written permission from the client or the owner of said Intellectual property.

13. Addendums

We may provide an “addendum” to this agreement to clearly denote an additional project, scope of work or other service offering requiring your signature or “agreement to terms and conditions” with a new scope of work and your approval to commence the work and incur any fees. Such addendums would be considered an addition to this agreement and all such terms and conditions would remain binding as they apply to all new addendums to this agreement. If you pay Innerspire, Inc., in any transaction you agree that you approve the referenced project, service or scope of work as if you had signed an addendum regardless of the method of providing the transaction experience – whether offline, online, shopping cart or other specialized online landing page experience.

14a. Responsibility for Your Business

It is understood that the client and any of its employees, hires, teams or contractors and NOT the company Innerspire, Inc. will be solely and fully responsible for the operation, development of and delivery of all its products or services and in the overall running of its company. Innerspire, Inc. is being hired as a mentor/consultant and/or coach/ or trainer/ or educator/ or teacher/ or speaker/ to help provide the training for the launch and/or development of the business in specific ways – and may do so in a remote manner from any location and method the mentor (or service provider of (Innerspire, Inc.) deems reasonable or necessary to satisfy the strategic guidance and mentoring (or other service offered) with the client(s) as noted in each scope of work.

14b. Success not guaranteed

The intention of this agreement and offering this work is to help our client hit goals and have lots of fun, while making progress in the process. By accepting the terms of this Agreement, YOU agree and understand that The Company provides (Core Services) Program(s) related to business coaching (or other service), business systems and development and related personal or business strategy and/or consulting only and guarantees no specific results. YOU TAKE FULL RESPONSIBILITY for your own success and the promises you make to your own clients. It is fully the client's responsibility to close business contracts/deals, make sales and generate revenue in the client's business. At no time will The Company be responsible for converting lists, leads or inquiries into actual revenue generating sales or in making any decisions regarding the products, services or guarantees of results by our clients for their clients, customers or buyers of their products or services.

15. 3rd Party Contractors and/or Status

At no time will The Company be required to disclose the status of, termination of, scope of work of, fees paid to or for, hiring of or any specific itemized details related to third party relationships or even the specific nature of terms, work requirements or expectations that The Company may have with such contractors or vendors or third party service providers or affiliates. The Company does – at times – (not all the time) work with contractors to help further the goals of the client and the client understands the risk that the client assumes in allowing The Company to work with such third party contracted service providers. The Company may at its discretion provide summary information as to the role of such contractors or of vendors with a goal of helping the client understand in general terms what support that contractor may be providing. Sharing such information is NOT required and may be restricted if The Company deems necessary at any time.

15.5 Integration

This agreement, along with any additional terms or policies incorporated herein by reference, represents the ENTIRE Agreement between YOU and The Company concerning the Program, and this Agreement supersedes and replaces any prior proposal, representation, or understanding YOU may have had with The Company relating to the Program or products and services, whether oral or written. Please consider any separate registration forms, dates of services or delivery times or scopes of work documents as both subject to this agreement and as an addendum. If any part of this agreement shall be deemed unenforceable by law, the remaining elements of this agreement shall remain in full force.

15.75 Theft of Services

Innerspire, Inc. offers and delivers its services in good faith to the best of its ability. Assuming that Innerspire, Inc. has delivered coaching, mentoring and/or training related services to the client as per the scope of work, If at any point the client chooses to issue a chargeback from their credit card company for a purchase from Innerspire, Inc. or to deceitfully obtain services from Innerspire, Inc. without paying for them - and this includes but is not limited to any services purchased via this agreement and/or also via an invoice or payment system provided online by Innerspire, Inc. – Innerspire, Inc. will agree to have the client prosecuted to the fullest extent of the law and this is permitted by this agreement regardless of and superceding the arbitration clause. The client agrees that this is considered fraud and theft of services and at such point, the client’s actions will immediately be reported to State and Local authorities in both Illinois and the client’s state of residence in order to initiate a criminal investigation and to pursue formal criminal and civil penalties.

16. Governing Law

This Agreement shall be governed by and interpreted in all respects in accordance with the laws of the United States of America and the State of Illinois. The venue for any dispute shall be in Kane County. Any correspondence to said company should be mailed to our mailing address: Innerspire, Inc. POBOX 5670, Elgin, Illinois, 60121. If at such point a dispute arises from the client, the client agrees to pursuit of remedies in mediation to be held in Kane County, in Illinois at the client’s expense as a first course of action and if such remedy isn’t successful, both parties agree any unresolved disputes regarding this agreement shall be settled by binding arbitration before a single arbitrator, using the Commercial Rules of the American Arbitration Association, , scheduled-in and attended-in the State of Illinois and within Kane County.

16. Governing Law

17. Joint & Several Liability

If two or more individuals, corporations, partnerships or other business associations (or any combination of two or more thereof) shall sign this agreement as an agent, officer, partner or representative of the other parties, the liability of each such individual, corporation, partnership or other business association to pay fees and perform all other obligations hereunder shall be deemed to be joint and several, and all notices, payments and agreements given or made by, with or to any one of such individuals, corporations, partnerships or other business associations shall be deemed to have been given or made by, with or to all of them. In like manner, if the client shall be a partnership or other business association, the members of which are, by virtue of statute or federal law, subject to personal liability, then the liability of each such member shall be joint and several.

By initiating any transaction that requires agreement to this agreement and all included “terms and conditions”, you acknowledge that you understand and agree to ALL of the aforementioned terms, including, but not limited to those related to program fees, automatic monthly billing, strict no refund policy, strict no return return policy and confidentiality. You also understand and agree to personally guarantee any and all obligations under the terms of this agreement.

If you do not agree to these terms, please do not initiate a transaction with Innerspire, Inc as these terms and conditions as noted above are required to be agreed to by you to purchase and engage in any transactions or purchases of products or services from Innerspire, Inc at any time.

The client agrees to provide complete and accurate name, e-mail address, phone # and business address and mailing address information during any transaction.

Scope of Work–FlipChicks Wealth Academy QuickStart:

You are gaining access to the following online training materials:

FlipChick Wealth Academy–QuickStart: This is a self-guided online course with helpful downloads and resources in support of the training materials. It will be made available for the term of 1-year from the time of purchase. Price: $47

Bonus Materials: These are being provided, but are not being charged for and they areavailable within the above training during the same term of 1-year.

-Find Your Flipping Funding (video training)

-The FlipChick Little Black Book Training (video training)

-Divorce Your Day Job Case Studies (videos)

-The OPM 14 day Funding Accelerator (video training)

TERMS AND CONDITIONS | PRIVACY POLICY